Following a motor vehicle accident you need to protect your rights and get legal advice.
Contact your Automobile Insurance Company
You are required to inform your automobile insurance company when you have been involved in a motor vehicle accident as soon as possible.
Consult the Appropriate Medical Professionals
If you have been hurt, consult a medical professional, including your family physician and take care of your family and immediate needs. If you have been hospitalized as a result of the accident, and your injuries are very serious, consulting a Case Manager is suggested. If you or a loved one requires a Case Manager, it is likely that the injuries suffered are severe and require management upon discharge from the hospital.
Regardless of who is at fault for the accident, you are entitled to Statutory Accident Benefits, which are paid for by your automobile insurance company. A Case Manager may be paid for depending on the degree of injuries suffered.
Ultimately, your Insurance Company must provide you with an application for benefits. The forms they provide to you are standard in the industry and have time requirements for submission.
Under your own insurance, you have medical and rehabilitation benefits which can be used for physiotherapy, medications, chiropractic treatments, massage, occupational therapy assessments and other rehabilitation assessments and treatments. If you have been severely hurt, and have been designated catastrophic, your entitlement to medical and rehabilitation benefits is worth more and are available for a longer period of time.
Consult a Personal Injury Lawyer
Aside from working with your own insurance company, you may have the right to sue the person who was negligent and caused your personal injuries. In this case, you would sue the driver and the owner of the vehicle that caused the accident, and certain types of compensation would be sought. Generally, in a personal injury law suit, the defendant is sued for pain and suffering damages and for those economic losses, such as the past and future loss of income, that are associated to the inability to function as a result of the injuries caused by the accident.
There are many other factors that need to be considered if ultimately a lawsuit is commenced.
Seeking competent legal advice is the first step to receiving fair compensation.
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